This is actually a concerning question here in BC. We have a government controlled insurance industry so the only option is ICBC. If they won’t cover the vehicle or the rate is unreasonable I have no other options.
Before the Aptera can be imported to Canada it will need to be certified by Transport Canada. Through the completion of that process, enough should be learned about it that ICBC should be able to assess the risk of insuring one.
Is there any case of ICBC refusing to insure a Transport Canada approved vehicle? I would think they would have an obligation to insure any vehicle you can legally buy.